Richmond maintains a 21-0 lead over Montana heading into the final quarter of the FCS championship game at Finley Stadium.
Neither team scored in the third quarter which was marred by penalty flag from both teams.
Richmond running back Josh Vaughan has gained 120 yards on 18 carries and scored a second-quarter touchdown.
Montana has been led junior receiver Marc Mariani who has 126 yards on five receptions.
Game officials announced an official attendance of 17,823.