Have a heart for homeless
It's so cold that the Homeless Coalition has to revalidate historical weather information for Chattanooga to the City Council.
In the last six years we had on the average at least two consecutive days of subfreezing weather from November through February each month. This is not conjecture or a matter of dispute; this is a fact. And the fact is that the council needs to take this into consideration in the budget.
Thanks to Council Chairman Yusuf Hakeem for admitting the ordinance to recover some of the expense for vital cold-weather shelters.
Councilmen Anderson and Freeman (Districts 7 and 8) who represent the areas most affected should be ashamed of their public statements as printed in the Times Free Press on Jan. 8, 2014.
In particular, quoting Mr. Freeman whose district includes the shelter; "Next time they come with an emergency we may not be as sensitive to them." That's how cold it really is in Chattanooga.
PETER L. STEYN
What would space men think?
One day visitors from an advanced civilization far, far away landed here on our home planet.
They found "Duck Dynasty," Honey Boo Boo, the tea party, gun nuts and Jesus freaks.
They quickly reached for their communicators and broadcast the following: "Beam me up, Scotty. There is no intelligent life on this planet."
A lesson in insurance
In response to the rant in 12-05-13's paper that insurance companies are only interested in evil profits: We work and receive a salary which we use to pay our bills. If there is any money left at the end of the month, this is our profit we save to pay unexpected bills. Insurance companies do the same.
Insurance companies are regulated by the state. Therefore there is a cap on profits. They are also forced to pay out in benefits 80-85 percent of their premiums. One company refunded some premiums last year.
An insurance company can only pay out in benefits money it collects in premiums.
Premiums are set by estimating how much benefits will be paid. People are supposed to pay based on age and physical condition. Those who smoke pay more than nonsmokers. This is known as spreading the risk among policy owners.
When President Obama decreed that uninsurable people (those with a terminal illness) had to receive coverage, the only recourse was to greatly raise the premiums on everyone. That's why those who were paying $300 per month are now paying $1,500 and their copay tripled.
President Obama calls it spreading the wealth. Unfortunately it's falling mostly on the lower middle class.
JOHN BERG SR.
New blood in Congress
There must be someone in the 3rd Congressional District besides two self-servers who can run for this office. I have lived here since 1973, and we have had nothing but losers.
Don't we have anyone with better qualifications? The only thing that we have had is do-nothings who want to go to Washington for the money and the title and, like Chucky, don't show up for half of the votes. The 3rd District needs a lighting rod, not a ground wire.
Master Sgt. JAMES C. BEACH (retired), Hixson