Chattanooga-area businesses bring experience, knowledge to community

Grace Frank

"Whether on the water, on the brow, in the forest or downtown, [Chattanooga] is a rich, natural beauty," said local Realtor Grace Frank, who specializes in luxury properties.

Frank manages the website LuxuryHomesInChattanooga.com that allows buyers and sellers alike to view all listings priced higher than $500,000, the typical price point to label a property as "luxury." Having previously lived in Boulder, Colo., Naples, Fla., and Houston, Texas, Frank said the Chattanooga luxury market is very reasonable.

Frank's luxury properties include waterfront homes as well as homes with unique attributes such as historical and new construction that is tailored for the buyer. For more information on these listings and other luxury properties in Chattanooga, visit LuxuryHomesInChattanooga.com or call at 423-388-3500 or 423-355-1538.

XMC

As XMC Inc. continues to grow and thrive, the Chattanooga location is adding more professionals to service the area.

As the second largest Xerox agent in the United States, XMC has expanded greatly since its inception back in 1992. The company offers equipment and services now geared to document management, better allowing people and businesses to store and retrieve their information.

"We have a global reach and truly superior technology," said Scott Davis, the company's newest member, who serves as account executive for the downtown region. "With the Xerox backing it sets us apart from other competitors. We have the equipment, services and software in place to help people manage their documents."

XMC is located at 700 Market St. in downtown Chattanooga. To find out more call 423-702-7239 or visit xmcinc.com.

Chapman Development

Whether it's a complete reconstruction or a minor renovation project, Chapman Development strives to deliver quality service and solid workmanship both before and after taking on the job. Specializing in residential and commercial work, the company's main goal is to create a property "better than pre-loss condition," according to owner Christy Chapman.

"From new construction down to the smallest of plumbing leaks, we have performed all aspects of it," she said.

She added that staff gets the work done as quickly as possible while upholding the best quality and highest standards, and that seeing a happy client after they've done a complete remodel or restoration is a great feeling.

Chapman Development Group Inc. is located at 6101 Ringgold Road in East Ridge. The 16-year veteran company handles new construction, insurance restorations and basic home repairs including plumbing and electrical, new flooring, masonry, roofing and more. For a complete list of services, visit cdgrestoration.com.

The Law Office of Lorraine Raymond

Relief and reassurance are two results local attorney Lorraine Raymond strives to provide to her clients in the bankruptcy process. Licensed to practice in Tennessee since 1986, she handles personal bankruptcies (debtor work only) including Chapters 7 and 13 and Chapter 11, which deals with corporations.

"The first thing I tell people is don't be embarrassed because you are in debt," said Raymond. There are so many people out there like you and me who get in over their heads with large medical debts or find themselves out of work, and there should be no more shame in filing."

Regardless of the type of bankruptcy, the process for her clients begins with calling to set up a one-on-one consultation and meeting to determine the best plan for the client.

Lorraine Raymond's office is located at 3335 Ringgold Road, Suite 105, and can be reached at 423-305-0384. In addition to personal bankruptcy, her practice also handles family law including divorces, child support and custody; some criminal law (mostly General Sessions); and wills.

Reliable Heating and Air Conditioning

When it comes to being prepared for anything, Reliable Heating and Air Conditioning is ready to help locals through sales and installations of standby generators.

"People like the peace of mind that having your own 'power plant' provides," said company Vice President David Cornell. "They can be used to power the whole house or selected circuits like heating and air conditioning, lights and the kitchen circuits."

Selling standby generators since 1996, each year the second generation family-owned business works to boost its quality on service and devices for customers. "We send several key personnel to Wisconsin for training every year to maintain our factory-authorized certification," Cornell said. "Our passion for service excellence makes this [business] a natural fit for us."

Reliable Heating and Air Conditioning is located at 404 Spears Ave. For more information about services or to schedule a consultation regarding a standby generator, call 423-266-2424 or visit reliable-online.com.

FSGBank

When it comes to mortgage services, FSGBank strives to educate hopeful homebuyers and offer a variety of products to meet their unique needs.

"Now is a great time to purchase a home because rates are at 50-year record lows and it makes housing more affordable," said mortgage sales manager Jill Green. "You can essentially afford more due to low rates." With that in mind, FSGBank suggests meeting with an experienced mortgage loan originator to get going on the loan process.

"This meeting allows first-time buyers to better understand how much they can qualify for, how much they can expect in monthly payment and how much down payment is required," said Green. "With this information they will have a better idea of the appropriate price range of homes to look at and how much additional to save toward a down payment."

For more information about FSGBank Mortgage Services or to schedule an appointment, call 423-763-9961.

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