The average cost of automobile insurance varies widely among states, based upon local laws, repair costs, accident rates and driving patterns. The lowest-cost states for auto insurance policies are:
1. North Carolina, 41.3 percent below the U.S. average
2. Idaho, 36.7 percent below the U.S. average
3. Ohio, 33.4 percent below the U.S. average
4. Maine, 32.8 percent below the U.S. average
5. Wisconsin, 27.6 percent below the U.S. average
6. Tennessee, 27.6 percent below the U.S. average
7. Missouri, 25.7 percent below the U.S. average
8. Iowa, 25.4 percent below the U.S. average
9. Wyoming, 25.1 percent below the U.S. average
10. New Hampshire, 24.1 percent below the U.S. average
Source: Quadrant Information Services, InsuranceQuotes, 2015