When the dust settles, who will carry the mantle for disaster survivors? This should help understanding: What do you expect in case of an insured loss? Are You Disaster Ready? (hurricane, tornado, earthquake, flood, fire, etc.). President Obama affirms government's laissez-faire policy with his telling response: http://www.disasterprepared.net/whitehouse.html

This should help: What do you expect in case of an insured loss? Are You Disaster Ready? (hurricane, tornado, earthquake, flood, fire, etc.). President Obama gives his answer. http://www.disasterprepared.net/monitor.html

This should help those who carry insurance:

Are You Disaster Ready? (hurricane, tornado, earthquake, flood, fire, etc.)

What do you expect in case of an insured loss? Who cares? http://www.prweb.com/releases/2009/07/prweb2644474.htm

I don't have all the answers, but I do have this one on disaster preparedness/recovery:

A letter pertaining to disaster (hurricane, earthquake, tornado, flood, fire, etc.) has been sent to President Obama on behalf of all insurance policyholders. As a matter of transparency on the record of insurance consumer protection, any response by President Obama will be posted on the following Website for review: www.disasterprepared.net/president.ht...>

Qui potest et debet vetare, jubet: (Law Maxim) HE WHO CAN AND OUGHT TO FORBID A THING [IF HE DO NOT FORBID IT] DIRECTS IT

Hello Fellow Policyholder, A letter pertaining to disaster (hurricane, earthquake, tornado, flood, fire, etc.) has been sent to President Obama on behalf of all insurance policyholders. As a matter of transparency on the record of protecting insurance companies, any response by President Obama will be posted on the following Website for your review...time will tell intent and extent: http://www.disasterprepared.net/president.html