mikeoliphant's comment history

mikeoliphant said...

I am a health insurance agent in Utah and run two websites that sell insurance www.benefitsmanager.net and www.dentalinsuranceutah.com. I mention this because in Utah it would be great to have a guaranteed public option to put people that the private insurers will decline for health conditions. Plus the way Weiner discribes the public option, it will be priced competitively. So what this means in my industry (I've been at it 18 years) is that all my unhealthy clients that get charged more or declined can be put onto the public option now. All my healthy clients can stay on the private option. Hmmmmm follow me yet???? How long can the public option stay affordable?? Who is going to pay for the losses of a big sick pool of people....taxpayers?????

October 15, 2009 at 1:16 p.m.
mikeoliphant said...

Without TORT REFORM, medical provider costs will never drop. We are always screaming about health care reform. Shouldn’t TORT REFORM be included? Studies show with http://www.healthinsurancetexas.biz and http://www.dentalinsuranceutah.net that liability insurance costs are approaching nearly half of the operating expenses for specialty care physicians, units and facilities. Humana health plans state that their costs of medical liability and defensive medicine accounts for nearly 10 cents out of every premium dollar collected. Compare that to Humana’s reported pharmaceutical claims of 15 cents out of every premium dollar collected. Or better yet, 21 cents out of every premium dollar collected is paid back to physicians for physician treatments.

July 16, 2009 at 5:01 p.m.
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