Business Bulletin: How to eliminate unwanted Robocalls

FILE - In this Tuesday, Aug. 1, 2017, file photo, Jen Vargas looks at a call log displayed via an AT&T app on her cellphone at her home in Orlando, Fla. The app helps locate and block fraudulent calls although some robocalls still get through. On Thursday, Nov. 16, 2017, the Federal Communications Commission adopted new rules giving phone companies greater authority to block automated messages known as robocalls from reaching customers. (AP Photo/John Raoux, File)
FILE - In this Tuesday, Aug. 1, 2017, file photo, Jen Vargas looks at a call log displayed via an AT&T app on her cellphone at her home in Orlando, Fla. The app helps locate and block fraudulent calls although some robocalls still get through. On Thursday, Nov. 16, 2017, the Federal Communications Commission adopted new rules giving phone companies greater authority to block automated messages known as robocalls from reaching customers. (AP Photo/John Raoux, File)
photo Jim Winsett of the BBB.

Q. What advice does BBB provide on eliminating Robocalls? The number I receive is steadily increasing.

A. You are not alone in the number of robocalls you are receiving. In 2018, 48% of the calls received on cell phones were a robocall. In 2019 that number is projected to increase to 52%. Nearly 2.4 billion robocalls are made every month, according to the Federal Communications Commission (FCC). The number has increased significantly in the past few years because internet powered phone systems have made it cheap and easy for scammers to make illegal calls and display fake caller ID information.

What's a robocall?

If you answer the phone and hear a recorded message instead of a live person, it's a robocall. Calls use a computerized autodialer to deliver a pre-recorded message to a home landline or wireless number. Many different scams use robocalls, from bogus companies claiming to lower utility bills or credit card rates, government grants, vacation packages and calls from individuals posing as IRS agents.

What types of robocalls are allowed?

In the United States, recorded messages regarding candidates running for office or charities asking for donations are allowed. Messages that are solely informational, for example a reminder from your doctor's office, are permitted. Prerecorded messages from banks, telephone carriers and charities also are exempt from these rules if the organizations make the calls themselves.

How do I know if a robocall is illegal?

In the U.S., an immediate red flag is if the recording is trying to sell you something. If the recording is a sales message and you haven't given your written permission to get calls from the company on the other end, the call is illegal.

A telemarketer must have your written consent, whether through paper or electronic means, to receive a call or message. Simply buying a product, or contacting a business with a question, does not give them legal permission to call you. The new rules also require telemarketers to allow you to opt out of receiving additional telemarketing robocalls immediately during a prerecorded telemarketing call through an automated menu.

How to avoid robocall scams:

The Federal Trade Commission recommends three key steps consumers can take to help reduce unwanted calls: Hang up. Block. Report.

1. Hang up. If you pick up the phone and get a recorded sales pitch, hang up. The call is illegal. Don't speak to them. Don't press a button to supposedly remove your name from a list. (That could result in even more calls.) Hang up. Furthermore, be alert if you see a call that says it's from the IRS or Social Security Administration, don't trust it. Scammers know how to fake the Caller ID information.

2. Block. You can reduce the number of unwanted calls you get by using call-blocking technologies. Your options differ depending on the model of your phone, service provider and whether you use a traditional landline or internet phone service. Visit ftc.gov/calls for advice.

3. Report. After you hang up, report the unwanted or illegal call to the FTC at ftc.gov/complaint. The more information they have about the call, the better they can target our law enforcement efforts.

What you can do to stop robocalls:

Consumers can help the government combat robocall scams by reporting the calls they receive.

The FTC recently announced Operation Call it Quits, www.ftc.gov , a partnership with state and federal partners to crack down on robocalls. As of June 2019, it's included 94 actions targeting operations around the country that are responsible for more than one billion calls. Be sure to report the unwanted or illegal call to the FTC at ftc.gov/complaint.

In the United States, the Federal Trade Commission initiative provides telecommunications companies and other partners with known robocallers' telephone numbers every day. The FTC collects scammers' telephone numbers from consumer complaints, and the more consumers who report numbers, the faster it can develop its blacklist database. Report a scam call here. www.donotcall.gov . Go to the National Do Not Call list to file a complaint.

Consumers can also report robocalls to BBB.org/ScamTracker. BBB shares Scam Tracker information with government and law enforcement agencies, so every piece of information is helpful in tracking down scammers.

Jim Winsett is president of the Better Business Bureau in Chattanooga.

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