In its fifth annual study, SmartAsset identified the states with the worst drivers by analyzing metrics including DUI arrests per 1,000 drivers, fatalities per 100 million vehicle miles driven and the percentage of insured drivers.

Tennessee, which was rated as the third worst driving state in America last year, is tied for No. 6 this year. The Volunteer State has the third-lowest percentage of insured drivers (76.3%) and the 11th-highest rate of fatalities per 100 million vehicle miles driven (1.37). When it comes to DUI arrests, Tennessee is middle of the road, at 25th overall. Mississippi ranked as the worst state with the lowest share of insured drivers and the second-highest fatality rate.

— Mississippi

— North Dakota

— California

— Florida

— Nevada

— Oklahoma

— Tennessee

— Arizona

— Kentucky

— Missouri

Source: SmartAssets. Alabama ranked No. 12 and Georgia ranked No. 22 for the worst drivers among the 50 states.

— Compiled by Dave Flessner who may be reached at or at 423-757-6340