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Saturday, November 14, 2026Nov 14

Flood zones could expand, raising costs for some Coloradans

FILE - In a Sept. 17, 2013 file photo, the St. Vrain creek flows past a bridge destroyed in flooding days earlier, in Longmont, Colo. New research shows floods like the one that ransacked northern Colorado in 2013, killing 10 people, might be more common than previously thought, and that could require more homeowners to get flood insurance and trigger more stringent construction rules. (AP Photo/Brennan Linsley, File)
FILE - In a Sept. 17, 2013 file photo, the St. Vrain creek flows past a bridge destroyed in flooding days earlier, in Longmont, Colo. New research shows floods like the one that ransacked northern Colorado in 2013, killing 10 people, might be more common than previously thought, and that could require more homeowners to get flood insurance and trigger more stringent construction rules. (AP Photo/Brennan Linsley, File)

DENVER (AP) – New research shows floods like the one that ransacked northern Colorado two years ago, killing 10 people, might be more common than previously thought – and that could require more homeowners to get flood insurance and trigger more stringent construction rules.

The September 2013 flood caused $3 billion in damage to neighborhoods, highways, farms and oilfields. Nearly 2,000 homes were damaged or destroyed, many in small mountain towns.

Early, rough estimates of the flood indicated it was a 1-in-500 event, meaning the chances of such a deluge in any one year are 1 in 500.

But recently completed studies of the Big Thompson River, St. Vrain Creek and other hard-hit waterways show it was mostly a 1-in-100 event, said Kevin Houck, chief of watershed and flood protection for the Colorado Water Conservation Board.

If a 1-in-100 flood can cause that much havoc, then homes, roads and other infrastructure are more vulnerable than previously believed, he said.