The painful effects of ObamaCare socialized medicine keep piling up.
One of those negative effects has come about through a provision of ObamaCare that is “supposed” to ensure that children get the medical coverage they need. Instead, the provision is going to block an undetermined number of children in Tennessee and some other states from getting private insurance coverage at all.
Here is what happened: The new law says insurers that let families buy “child-only” policies may not deny those policies to children with pre-existing medical conditions.
That certainly sounds humane.
But the trouble is, the rule creates a perverse incentive for parents to wait until their child develops a serious medical condition before they buy insurance. After all, if an insurer may not deny a new policy to a child after he develops an illness, why would parents bother paying insurance premiums before the child becomes ill? They can spend their money on other things and then demand a policy only when the child needs costly care. But that’s a bit like waiting until after you have a wreck before you buy auto insurance.