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Sunday, November 15, 2026Nov 15

Laying bare your finances to apply for health care, but more simply

photo This application is the short form for the new federal Affordable Care Act. The first draft was as mind-numbing as a tax form. Tuesday the Obama administration unveiled simplified application forms for health insurance benefits under the federal health care overhaul. The biggest change: a five-page short form that single people can fill out. That total includes a cover page with instructions, and an extra page to fill out if you want to designate someone to help you through the process.

WASHINGTON – After a storm of complaints, the Obama administration on Tuesday unveiled simplified forms to apply for insurance under the president’s new health care law. You won’t have to lay bare your medical history but you will have to detail your finances.

An earlier version of the forms had provoked widespread griping that they were as bad as tax forms and might overwhelm uninsured people, causing them to give up in frustration.

The biggest change: a five-page short form that single people can fill out. That form includes a cover page with instructions and another page if you want to designate someone to help you through the process.

But the abridged application form for families starts at 12 pages, and grows as you add children. Most people are expected to take another option, applying online.

The ease or difficulty of applying for benefits takes on added importance because Americans remain confused about what the health care law will mean for them. A Kaiser Family Foundation poll released Tuesday found that 4 in 10 are unaware it’s the law of the land. Some think it’s been repealed by Congress. In fact, it’s still on track.