Q. I have a family member entangled in a possible romance scam. Please help me educate her on how this scam takes place?
A. Scammers target Valentine’s Day. Don’t let your quest for love blind you to the realities of romance scams.
Online dating and social media have made it easier than ever to meet new people and find dates. Unfortunately, it has made scammers’ work simpler, too. Con artists create compelling backstories, and full-fledged identities, then trick you into falling for someone who doesn’t even exist. This form of deception is known as “catfishing.” Sometimes a catfisher is simply a lonely person hiding behind a fake persona. But often it is the first step in a phishing scheme to steal personal information or a romance scam to trick you out of money. In some cases, victims have been tricked into moving illegal money from other scams (“money mule”), which is potentially a crime.
How the scam works
Most romance scams start with fake profiles on online dating sites created by stealing photos and text from real accounts or elsewhere. Scammers often claim to be in the military or working overseas to explain why they can’t meet you in person. Over a short period of time, the scammer builds a fake relationship with you, exchanging photos and romantic messages, even talking on the phone or through a webcam.