Dear Toni,
I need your help enrolling in Part B or delaying it. I am self-employed with an individual under-65 health insurance plan that covers me and my wife. I have been told by friends that since I am still working, paying taxes and have health insurance, I do not need Part B when I turn 65.
A business associate who is also self-employed delayed his Part B because he is under his wife’s employer’s group health insurance. I do not want to make a big mistake. Please explain the difference between my situation and my friend’s.
— Bill from Tulsa, Oklahoma
Hello Bill,