Toni,
This is my first Medicare annual enrollment period, and I don’t know anything about this process. How do I find out which options are best for me? I have some health problems, and I’m concerned about making a change. Which Medicare health plan and prescription drug plan do I choose? Will I have to answer health questions to qualify? Currently, I am being bombarded by marketing material, and I would really appreciate your help! Thanks.
— Frank from San Antonio
Hello Frank,
During the Medicare annual enrollment period Oct. 15-Dec. 7, the Toni Says Medicare team is asked this question at least 20 times a day. (I discuss it at length in Chapter 6 of my book, “Medicare Survival Guide Advanced” edition.)