Hello, Toni,
My husband, Jay, retired six years ago when he turned 65. He enrolled in Medicare Part A only and decided to delay Part B since I put him on my employer’s group health plan. Recently, I read an article about failure to enroll in Medicare Part B when turning 65 and the additional cost for each year that one delays enrollment.
I plan to keep my husband on my policy until my retirement in three years when I turn 65. I spoke with a representative at the Social Security office and asked if Jay would receive a penalty for delaying enrollment in Part B. The rep said he would not but that Jay will need to provide evidence that he has been enrolled in my employer health insurance.
I am overwhelmed because I do not know what to do for Jay’s Medicare when I retire at 65.