Les Rubin

Perspective: Point — Dynamic pricing is a consumer’s best friend

by Les Rubin ·August 8, 2026

Price changes naturally occur in a competitive, free-market economy, as in the United States. Prices are the mechanism for allocating scarce resources, and they…

Photo by Mario Tama via Getty Images/TNS / "Low Price" signs are displayed in a grocery store on Oct. 12, 2023, in Los Angeles.

Perspective: Recipe to convert to a private Social Security system

by Les Rubin ·June 27, 2026

The latest Social Security trustees report underscores the urgency of reform. The Social Security retirement trust fund is now projected to be depleted in late 2032, one year sooner than previously forecast.