Editor’s note: Barry Courter has a 26-year-old son who is a college graduate and a 21-year-old daughter who is a junior in college. Each week he poses a question he wishes they would ask.
Q: Dad, what is another one of your do-overs, or things you would do differently?
A: There are lots of things I’ve said and done to people I wish I could take back, but I really wish I had been smarter with my money long ago. I wish I had started a retirement and savings accounts right out of college and avoided credit cards at all costs.