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Health insurance sign-ups begin: Some assistance recommended

This Tuesday, Oct. 23, 2018 photo shows HealthCare.gov website on a computer screen in New York. The sign-up period for next year’s individual health insurance coverage runs from Nov. 1 to Dec. 15. Picking a plan can initially involve several trips to websites like healthcare.gov just to understand the options. Shoppers who want to stick with the same plan must scrutinize it for changes. (AP Photo/Patrick Sison)
This Tuesday, Oct. 23, 2018 photo shows HealthCare.gov website on a computer screen in New York. The sign-up period for next year’s individual health insurance coverage runs from Nov. 1 to Dec. 15. Picking a plan can initially involve several trips to websites like healthcare.gov just to understand the options. Shoppers who want to stick with the same plan must scrutinize it for changes. (AP Photo/Patrick Sison) This Tuesday, Oct. 23, 2018 photo shows HealthCare.gov website on a computer screen in New York. The sign-up period for next year’s individual health insurance coverage runs from Nov. 1 to Dec. 15. Picking a plan can initially involve several trips to websites like healthcare.gov just to understand the options. Shoppers who want to stick with the same plan must scrutinize it for changes. (AP Photo/Patrick Sison)

By Associated Press 4 min read

It’s time to think health insurance.

There’s a sentence many Americans will dread reading. Picking the right plan every year involves sifting through deductibles, provider networks and other arcane terms that can quickly scramble the brain.

Don’t worry, though, help is available. It just may be harder to find this fall.

Here are some points to consider as you decide what coverage you need for 2019.

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