As we close out 2020 and enter 2021, most of us are anxiously awaiting a happier year ahead. Traditionally, we mark the fresh calendar year with New Year's resolutions to keep us hopeful and motivated - particularly when it comes to our finances.
If all goes well, by this time next year, you'll be posting on social media about how you crushed your 2021 #goals.
But that post will be a lot less likely if you set resolutions that aren't attainable in the first place.
To increase your chances of success, here are three financial resolutions to avoid this year - and some better alternatives instead.
Spend less money
It's probably the most basic financial goal: spending less. But as well-intentioned and financially responsible as it sounds, it probably won't yield the greatest results over the next 12 months.