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Saturday, November 14, 2026Nov 14

I’m turning 65 in October — what are my Medicare enrollment timing options?

Hello Toni,

I have collected your articles on Medicare for years from the local newspaper. I turn 65 on Oct. 20 and am preparing to retire in February. I have a question about my enrollment timing.

I plan to work through January 2024 to help with the transition of my job responsibilities. I am planning to enroll in Medicare Part A and B during my Medicare enrollment period and not delay Part B. I understand that I will be paying for Part B when I don’t need it because I am still working, with employer health coverage.

I want to make sure that I am enrolled in Medicare Part B before my turning-65 Medicare enrollment period ends and can begin a Medicare supplement Plan G policy on Feb. 1 when I retire. Look forward to your opinion.

— Bill from Houston