Hi Toni,
I enrolled in a $0 premium Medicare Advantage plan to begin April 1 when I turn 65. I chose to disenroll from my husband’s employer benefits because my monthly premium is $0, making it more cost-effective for us.
Now I am in shock because a Medicare premium of $670.50 was deducted from my Social Security check. I was told by the agent who enrolled me in the Advantage plan that my premium would be $0.
My husband John is 63 and wants to continue working until he is 70. He is a vice president of a local bank and has a nice salary. I may have made a mistake by enrolling in this Medicare Advantage plan and leaving his employer plan. I cannot return to his plan until January of next year. Can you please explain what I did wrong?
— Susan from Atlanta