Skip to main content
Sunday, November 15, 2026Nov 15

Toni Says: Who pays for a skilled nursing stay, Medicare or you?

Toni King
Toni King

Dear Toni,

My husband recently fell from a ladder, shattered his hip and broke his right leg. After having emergency surgery, Jim is having a stay in a skilled nursing facility for his rehab to learn how to walk on his repaired hip.

A friend recently had a skilled nursing stay and was billed more than expected because she did not have the right amount of time as an inpatient during her preceding hospital stay. I cannot remember the specifics about whether Medicare or Jim and I have to pay for a skilled nursing stay, which was discussed in a Toni Says Medicare article.

Please explain what I should be aware of for Jim’s skilled nursing stay. Thanks so much, Toni.

— Terry from Tulsa, Oklahoma