I have lots of friends in their 20s. Some talk about retirement as if it’s an impossible dream.
It’s not. Especially not for anyone with a 40-year on-ramp.
Still, amassing an adequate nest egg does require time, income, discipline and the willingness to learn about saving and investing along the way.
It’s not all about income. There are people who make modest salaries and retire with a multi-million-dollar net worth.
Here are some hacks I would share with my young friends, which include my 24- and 19-year-old sons.