NEW YORK (AP) – For Kathy Murphy, the difference between being gay or straight is $583 a month.
Retirement should have been a “slam dunk,” the 62-year-old Texas widow says. She saved, bought a house with her spouse and has a pension through her employer.
But Murphy’s golden years have not been as secure as they should have been. She is missing out on thousands of dollars a year in Social Security benefits simply because she was married to a woman, not a man.
Murphy fell into a loophole in Social Security that denies survivor benefits to same-sex couples depending on what state they live in. Had Murphy and her wife, Sara Barker, lived next door in New Mexico, a state that does recognize same-sex marriage, this wouldn’t have been an issue.
“If I had been straight, getting widow’s benefits would have been a slam dunk,” Murphy says. “I never thought I would live to see same-sex marriage, but the government still minimizes my marriage and my relationship of 32 years.”