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Business Bulletin: How to protect your children’s online privacy

FILE - In this March 13, 2014, file photo, Hartselle High School students Lissa Blagburn and Brantlee Wright use an iPhone as they work on a networked lesson in Spanish class in Hartselle, Ala. Teachers say they're seeing so much student anxiety that a national union newsletter labels it a "mental health tsunami." Many of those educators, along with doctors and researchers, say smartphones, especially the nonstop pull of social media, are at least partly to blame. Schools are starting to react. (Gary Cosby Jr./The Decatur Daily via AP, File)
FILE - In this March 13, 2014, file photo, Hartselle High School students Lissa Blagburn and Brantlee Wright use an iPhone as they work on a networked lesson in Spanish class in Hartselle, Ala. Teachers say they're seeing so much student anxiety that a national union newsletter labels it a "mental health tsunami." Many of those educators, along with doctors and researchers, say smartphones, especially the nonstop pull of social media, are at least partly to blame. Schools are starting to react. (Gary Cosby Jr./The Decatur Daily via AP, File) FILE - In this March 13, 2014, file photo, Hartselle High School students Lissa Blagburn and Brantlee Wright use an iPhone as they work on a networked lesson in Spanish class in Hartselle, Ala. Teachers say they're seeing so much student anxiety that a national union newsletter labels it a "mental health tsunami." Many of those educators, along with doctors and researchers, say smartphones, especially the nonstop pull of social media, are at least partly to blame. Schools are starting to react. (Gary Cosby Jr./The Decatur Daily via AP, File)

Q. We are concerned about online privacy for our kids. What advice may BBB provide on this concern?

A. After Google agreed to pay a record $170 million fine for violating the Children’s Online Privacy Protection Act, parents need to be vigilant in surveilling online activity as children become increasingly connected to the Internet. Better Business Bureau (BBB) encourages parents to lead the way in teaching their kids the language of online privacy and protect them from being easy targets for online scammers.

In the United States, by age 12, about half of kids are on some form of social media. A recent report found that, overall, 56 percent of the children had their own social media accounts, based on parent survey responses. The reported data showed the average age when initially signing up for social media was 12.6 years old.

We all know that, in life, children are uniquely impressionable and vulnerable. That may be even truer in an online environment. The FTC’s recent settlement agreement with Google has put the entire ecosystem of engaging with children on notice. But what does this mean for parents? They now have the opportunity to educate themselves about what’s really happening with the collection and sharing of their child’s data. If a child knows that they shouldn’t take candy from a stranger on the street, they should also know that the same stranger is sitting behind a computer or mobile device offering something equally dangerous and not to accept it.

BBB warns about the most commonly reported scams:

Creating accounts on websites: Social media sites are no exception. Many will sell unauthorized user details to advertisers looking to engage in targeted marketing.

Contests and giveaways: Contests and giveaways require a hefty amount of personal information to enter. Many are merely scams created for that purpose.

Phishing: Adults are not the only ones who receive spam and junk mail. Kids often get junk mail and without as much experience online, are more likely to be susceptible. While some emails may be legitimate, vast majorities are not and the last thing parents want, or need, is a $500 bill from a fraudulent website where a purchase may have been made.

Understand apps: Short for “applications,” apps are downloaded software that can run on various devices. However, there are some things you should know. Apps might collect and share personal information about your child. They may include ads that aren’t labeled as such. Even free apps may include paid features, and children may not understand that some apps or game features cost money, since they were labeled as free to download.

File sharing sites: Many websites allow children to download free media. What they may not know is these sites often come with the risk of downloading a virus that allows identity thieves to access their computer and personal information.

BBB shares tips on how parents can manage their children’s online privacy:

Teach your kids the language of online privacy. Discover, together, the meaning of the most common terms found in privacy policies and terms of agreement: personal information, cookies, third party, license, user content, location information, log file information, monetization. Do a Google search if you don’t know what they mean?

Read privacy policies together. Parents can have their children read the privacy policies and terms of use of any apps they want to use. If children grumble that “they are too long” or that “it takes too much time,” remind them of the importance of knowing what they are signing up for and insist.

Don’t share your location. These days nearly every app automatically tracks a user’s location. It’s a good idea for children to disable this feature on the apps they use. Plus, advise them not to geo-tag their posts with their location either. Tell them: You don’t want to announce the fact your family is vacationing out of state while your house sits empty.

photo Jim Winsett of the BBB.

Use parental controls if necessary. Although the best way to keep a child’s online privacy safe is to teach them to manage it themselves, it doesn’t hurt to have their backs by using parental controls, especially when they are young. Today Android, iOS, and most web browsers offer built-in features that allow parents to monitor their children’s online activities, but third-party apps are available as well.

Share with care. What is posted online can last a lifetime: parents can teach their children that any information they share online can easily be copied and is almost impossible to take back. Talk to them about who might see a post and how it might be perceived in the future and share with them anything they do online can positively, or negatively, impact other people.

Personal information is like money. It is vital to value and protect personal information. Information about kids, such as games they like to play and what they search for online, has value – just like money. Parents should inform their kids about the value of their information and how to be selective with which apps and websites they visit and utilize.

If parents, family members or guardians think a site has collected information from their kids or marketed to them in a way that violates the law, it is important to report it to the Federal Trade Commission at ftc.gov/complaint and report the scam to BBB scam tracker.

Jim Winsett is president of the Better Business Bureau in Chattanooga.