Toni,
My issue regarding how to enroll in Medicare is different from any enrollment problem I have read in the Toni Says Medicare column. I understand from an email a friend received from Medicare.gov last year that there are new “turning 65” enrollment rules in Medicare.
I have rheumatoid arthritis and turn 65 on Feb. 20. I need my Medicare to begin May 1 because my husband is retiring and losing his company benefits as of that date.
I am a non-working spouse due to my health issues and do not have enough work quarters to receive Medicare on my own. I do not know how to apply using my husband’s Medicare benefits. What do I do?
— Heather from Nashville