Bank alternative: Rebirth Financial connects local investors with borrowers

photo Dr. Trey Rumph, who bought the Balloon Factory on Brainerd Road last year, got startup financing through Rebirth Financial. In addition to balloons, the store sells silk flower arrangements, such as the one he is holding, and matching paper tablecloths, plates and napkins.

Chattanooga pharmacist Trey Rumph thought he had a prescription for success last year when he bought most of the Balloon Factory in Brainerd to supplement his job at CVS drugstores.

But even with an enviable credit rating score of more than 750, Mr. Rumph wasn't able to secure bank financing to buy the needed supply of costumes, streamers, wedding supplies and balloons to help the Balloon Factory meet its usual fall rush.