Dear Toni,
I applied for a long-term care policy but was denied due to having a pacemaker installed in January. The agent who presented the policy plan suggested I apply for cancer insurance to help with out-of-pocket costs in case I have cancer issues.
I had not applied for long-term care because I do not turn 65 until this October. Now I am discovering that waiting until I was older was not a good idea. Can you please explain the difference between cancer insurance and a long-term care insurance plan? Thank you.
— Leonard from Tampa, Fla.