Hi Toni,
Recently, I had a bad car wreck and ended up with a minor concussion from hitting the windshield. My wife was not hurt. I am 55 years old and have not thought about long-term care planning due to a life-changing event. I work for a large company and the company’s financial advisor has never discussed this with me. What do I need to do?
— Steve from Las Vegas
Steve,
Great question because Americans do not realize how your life can be turned upside down in an instant.