Hi Toni,
I am turning 65 and retiring from my current employer and will no longer have health insurance benefits, life insurance, dental and vision. My husband, James, will still be employed with benefits from his current employer.
James and I do not have a power of attorney or other legal documents in effect for both of us. A friend told me that we can have a major legal problem when we age. If we developed a serious health or mental issue and no longer had the ability to make decisions for ourselves, then our family would have to go to court to file for legal guardianship representing that specific family member for future health and legal situations.
I am not familiar with which legal documents we need or when we should apply. Please explain what we should do and what type of attorney we will need. I want to make sure that we have the legal documents processed correctly. Thanks.
— Carrie from Tampa, Florida