Skip to main content
Wednesday, November 11, 2026Nov 11

Toni Says: Qualifying for a Medicare Supplement guaranteed issue policy

Dear Toni:

I have decided to retire in October when I turn 65 and will need to enroll in Medicare Parts A and B. My husband, Paul, is 76 and was enrolled in Medicare Parts A and B on March 1, 2011, when he qualified for Social Security disability due to a Parkinson’s issue. He has remained on my company benefits due to his health.

Toni, I need your guidance with retiring, leaving employer benefits and making sure that Paul and I enroll in the Medicare Supplement that fits our medical needs. Looking forward to your advice. Thank you, Toni.

— Elizabeth from Conroe, Texas

Hello Elizabeth: