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Wednesday, November 11, 2026Nov 11

Coffey: Disability benefits often OK’d on 1st try

By Martin Coffey

Q “Doesn’t everyone get turned down for disability the first time?”

A No, we have many people who are approved the first time they file for disability. This is a common misconception.

Q If I’m divorced, how long would I have needed to be married to my ex-husband to draw Social Security retirement off of his record? Does it matter if either of us are currently married?”

A If you are 62 or older, you may qualify for benefits on your former spouse’s record if: your marriage lasted at least 10 years; and you are not currently married; and your ex-spouse is entitled to benefits. If the ex-spouse is not entitled to benefits, you may be eligible to receive benefits if: your marriage lasted at least 10 years; and you are not married; and your ex-spouse is at least 62 years old; and you have been divorced for at least two continuous years.