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Friday, November 13, 2026Nov 13

Some family doctors ditch insurance for simpler approach

FILE - In this Tuesday, Oct. 30, 2012, file photo, a doctor tends to patients at his office. Some family doctors are ditching insurance for a simpler approach by charging patients a monthly fee. (AP Photo/Jeff Roberson, File)
FILE - In this Tuesday, Oct. 30, 2012, file photo, a doctor tends to patients at his office. Some family doctors are ditching insurance for a simpler approach by charging patients a monthly fee. (AP Photo/Jeff Roberson, File)

Dr. Emilie Scott was only a few months into her first job when she started hearing the complaint: She was spending too much time with each patient.

Like many primary care doctors working in large medical systems, Scott was encouraged to see a new patient every 20 minutes. But that was barely enough time to talk and do a physical.

She eventually quit her job to try a new approach aimed at eliminating many of the headaches of traditional health care: tight schedules, short appointments and piles of insurance paperwork.

Instead of billing insurers, Scott now charges patients a $79 monthly fee that covers office visits, phone calls, emails, texts and certain medical tests and procedures. Scott typically sees six patients a day, down from around 30, and spends more time at each appointment. She hired two assistants to help handle paperwork compared with working with a department of billing specialists.

This approach -direct primary care – aims to leverage the extra time and money from avoiding insurance into improving care for patients.