Social Security: Improving game plan for proper payments

photo Gregory Holmes, district manager for Social Security

Making proper Social Security and Supplemental Security Income payments is no game. But improving our accuracy has some similarities to a good football strategy. You've got to be strong on both defense and offense.

Social Security is committed to reducing improper payments. Our goal always has been to pay the right person the right amount at the right time. And we're highly successful at doing that.

In paying retirement, survivors, and disability benefits to more than 55 million people each month, our accuracy rate is over 99 percent. When it comes to Supplemental Security Income -- the means-tested program for elderly, disabled and blind people who have limited income and resources -- our payment accuracy is about 91 percent.

As with a good game of football, we need a game plan to improve payment accuracy. Here is ours:

On offense, we check and recheck our benefit computations and recipient information. That's done at kickoff, before we ever make a payment.

On defense, we have game plans, or strategies, to collect funds back from the person we improperly paid, especially if the error

was the result of a beneficiary failing or incorrectly reporting an event that affects his or her payment amount. When an individual commits fraud in order to receive payments not due, we prosecute him or her to the fullest extent of the law.

We will continue to work on offense and defense in our efforts to perfect our game plan and to make each and every payment a touchdown. Learn more about what Social Security is doing to prevent improper payments by visiting our website on the subject at www.socialsecurity.gov/improperpayments.

Submit questions to local Social Security Director Gregory Holmes by writing to Business Editor Dave Flessner, Chattanooga Times Free Press, P.O. Box 1447, Chattanooga, TN 37401-1447, or by e-mailing him at dflessner@timesfree press.com.

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