The most memorable quotes in the Times Free Press for Dec. 29-Jan. 3:
"Now that we are no longer lenders, I hope other lenders will learn to treat their customers better."
-- Carey V. Brown on the secret to making money in the payday lending business
"I want to be a part of a program that uplifts other black youth and the community."
-- Maya Thirkill, a sophomore at Chattanooga High School Center for Creative Arts, on why she participates in ACT-So, the Afro-Academic, Cultural, Technological and Scientific Olympics
"Most Tennesseans find it hard to believe the reality, that, as a result of the state's refusal to accept the federal dollars, it is the working poor who remain uninsured, while people with higher incomes will be able to get subsidized insurance."
-- Gordon Bonnyman, former executive director of the Tennessee Justice Center