Horse Creek Farms

* Name: The Cottages and The Townes at Horse Creek Farms

* Location: Horse Creek Farms neighborhood is located off Runyan Drive at the base of Signal Mountain.

* Status: Phase one of Horse Creek Farms has been complete for several years and features 65 single-family homes. Phase two/three is under way, with 181 new lots, of which 65 are currently occupied. Another 11 are under construction, including three townhomes, one cottage home and seven single-family homes. The Cottages and The Townes portion consists of 20 single-family and 41 townhome lots, with two cottages and 21 townhomes sold.

* Price: 1,920- to 2,700-square-foot cottages range from $271,000 to $350,000, with the average around $300,000. 1,530- to 2,600-square-foot townhomes range from $210,000 to $295,000.

* Features: The builder practices green building, like using wider-spaced 2-by-6 framing instead of 2-by-4 and providing an R19 insulation value instead of the normal R13. Energy Star appliances come standard. Flexible floor plans are available. Mailboxes, streetlights and sidewalks are provided, along with granite countertops, wood floors and fireplaces. Residences also feature a sealed and conditioned crawlspace. Every available residence includes a two-car garage.

* Amenities: Walking trails, community ponds and a greenway are accessible from the neighborhood, and a community pool is only minutes away. The neighborhood is five to 10 minutes from downtown Chattanooga.

* Fees: $250 per year for all residents, and an additional $900 per year for townhome lawn care.

* Builder/Contact: Todd Smith, Blue Hammer Homes - 488-6525, or 886-3707

- Compiled by staff writer Ellis Smith, esmith@timesfreepress.com

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